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Leaving a Legacy That Reflects Your Values

Your estate plan can do more than transfer assets — it can carry forward the causes and communities that have mattered most to you. For Oregon retirees, tools like IRA beneficiary designations, donor-advised funds, and charitable remainder trusts offer powerful ways to make charitable giving more intentional, more tax-efficient, and more enduring than a lifetime of annual donations. Learn how values-based legacy planning works — and how to build one that reflects who you are.

Beware: Beneficiary Designations Could Override Your Estate Plan

Your will or trust may not control everything you own. Many assets, such as retirement accounts and life insurance policies, pass by beneficiary designation, and outdated or incorrect choices can override even the most carefully drafted estate plan. Reviewing and coordinating these designations is essential to ensure your assets are distributed as you intend, avoid unnecessary taxes, and protect your loved ones.